The cost of a funeral service is more than many individuals have in their savings, but there are ways to save money on funeral services. Pre-planning is just one way to save. Take a look at other budget services that can help keep the costs down.

The death of a loved one is difficult, and handling the arrangements can be unbearable for some, but it is something that must be done. If you or the deceased belong to a church, speak with the clergy about the arrangements first. They can often provide guidance and assistance in helping you pull this all together.

How to Find A Funeral Home

The decision to have services in a funeral home or a church is a matter of personal preference. If the deceased was a member of a religious organization, it is only natural that the services will be held in their place of worship. Memorial services can be held anywhere you choose, in a home, a park, even at the graveside just before the burial. There is no right or wrong place to hold a memorial service.

Deciding on the Service

There are several different types of service and it is mainly the preference of the family or the deceased, if they discussed this prior. Services can be simple, such as a memorial service or elaborate. The average cost of a funeral has skyrocketed up to $6,000, but this does not mean you have to spend that much. Discussion your options and determine what works for the family and the budget.

The Option to Cremate

A family can choose cremation without a memorial service or have the service at their home to keep costs down. Pictures or videos of the deceased can substitute an open casket. This means less work for the funeral director which in turns means less out of pocket expenses for the family.

Many individuals chose to have an open casket before cremation. This involves more work for the funeral director and staff as they have to prepare the deceased, get them dressed, prepare the casket, etc. Many funeral homes offer registrar books and provide thank you cards for the family at an extra cost. Even though the casket will be used temporarily, many places charge a fee for this. If this is your plan, speak with the funeral director before making your final decision on the type of services you will require.

There are also other costs incurred with cremation such as transporting the decreased to the crematory, the fees charge for the service, as well as the cost of an urn. Of course, you can provide your own with a much smaller price tag.

Going With a Traditional Service

It is not uncommon for families to opt for a traditional memorial service, regardless of the cost. There are ways to minimize the costs even when you choose this option. Having the calling hours just before the service is one way. Having family members and friends speak instead of hiring clergy. Choosing a lower cost casket instead of an elaborate model will save significantly.

The Funeral Director's Job

It is the funeral director's job to make sure everything runs smoothly. Many will take care of all of the paperwork, organize a Toronto funeral limo and keep you updated on the progress days before the service. This can be reassuring to the family to know that all of the important and necessary matters are being handled.

Memorial services for some are a way to say goodbye and for some it's a celebration of life. Preparing for a memorial service can be as simple or elaborate as your budget allows. What is really important is that you come to terms that your loved one has moved on and be at peace with it.