Of course, we are all hoping that you will never need this information. There are a few things to do both before the accident as well as after to make sure that this issue is handled in the best possible way.

First thing that is important to do, when you are driving a rental car, is be sure that you are insured. Although you may be covered through your Credit Card Company and insurance company, it is good to find just how much coverage you have before renting the vehicle. It is also a wise investment to take the additional insurance, if you feel that you are not fully covered by the previous two. Most of the time this additional insurance will coast you as little as ten dollars a day, but it can really save you money in the long run should anything happen.

As soon as the accident occurs, call the police first to file an incident report. You should do this from where ever you are at the time of the accident and try to leave the vehicle in the position it was in when it was hit. Then call the rental car agency and report the accident. Do not admit any liability for the accident to the car rental company and do not offer to pay or settle the incident without the consent of the company themselves.

Any information that is relevant to the accident, from repair receipts to the police report, should be copied so that you can save one set for yourself and hand one to the rental company. You will also need to cooperate with the insurance company and give them any information that will assist them with settling their claim.

If you are relying on your personal insurance policy for insurance, or your credit card company then you need to contact both of these companies as well at the time of the accident as well as any further information or paperwork you receive regarding this matter. Then be sure to follow up with all companies involved often so that you are not surprised to be hit with a bill that they have never paid. It is important since still the ultimate liability lies with you.