With a car insurance protection plan in place you will not have to worry whenever there is a minor accident or mishap which is common with any vehicle.

If you do not know what to do when faced with an accident, you will be left stranded and worried without any guidance as to what course of action should take. Do you really want to find yourself in such a situation? Better would be to read up and understand what all is to be done when in case of a mishap.

When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.

It is always better to move both vehicles over to the size and clear the road to avoid other vehicles from running into you and adding to the damage. Turn on the hazard lights of both vehicles for other vehicles to see and slow down.

Once you park by the side of the road, call the police to report in. If they do not respond immediately as it is a minor mishap, make sure you follow up and get the report filed. This would later be required for insurance claim process.

While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.

Do not jump in to make any conclusions or accept fault of driving on your side. It is not your job and leave it to the police to decide.

Your job is over with informing the insurance company about the accident and giving them the details including the photos if possible. Then you can leave it to them to sort out the matters further.