Author: Unknown
•3:19 PM
By Asif L Shaikh


The best way to get more money from your auto accident settlement is to start out your claim the right way.

Below are the steps you will want to follow when starting your auto accident claims versus another driver's insurance:

Watch out for Blame Questions

In the beginning of your auto accident claims, the insurance company may ask you questions that will try to make you at fault for their insurer's car accident.

As an example, one of more common questions asked by the insurance companies is : "How could you have avoided the accident?"

If you read it carefully, you will notice that this question assumes that you were the person who was responsible for the car accident. That the accident may have been avoided if you were driving more attentively.

In the beginning of the car accident injury claim, the issue of fault is still unknown. The insurance company can't certainly know who is to blame for the accident unless they assess the auto accident report, get in touch with witnesses, examine the evidence etc. That takes a lot of time and research.

By asking this question this early in the claims process, the insurance company is setting you up to take blame for the auto accident.

The more responsibility they can give you, the lower your auto accident claim.

To avoid this trap, simply answer to this question: " I could not have prevented the car accident since your driver hit me."

Whether you could have averted the accident is irrelevant at this point. In case the accident was your fault, the evidence will clearly point to it.

But at this point, don't presume you're already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.

The basic thing you are attempting to do at this point ...

Focus on the Other Driver

Right after tell the insurance company about the accident, talk about how the other car driver was involved.

Avoid saying: "I was in a car crash with your insurer". Instead, say things like:

"Your insurer rammed into me" "Your insurer struck my car coming from the back" "Your insurer crossed the red light and destroyed my car."

By shifting the focus on the other car driver, you are avoiding getting responsibility for the accident. This helps improve your odds of getting a higher settlement.

It's very important to realize that you should NEVER lie to the insurance companies about your car accident. If you do lie, the evidence will clearly expose you and you can face serious charges.

If you start your auto accident claims the right way, you increase your odds of getting more money from your insurance claims.




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