Author: Unknown
•3:08 PM
By Abigail Ines Xavier


Since you are reading this, then you likely drive a car. And with this comes a few responsibilities. For one, you have to follow the rules. You can't go crashing into people's houses or anything like that. The biggest thing you will need to do is make sure you have enough car insurance. Without car insurance, you are setting yourself up for some serious legal and financial trouble.

But there's a problem. Car insurance is expensive, and you don't have any money. Don't worry, plenty of people used to be like you, but found some inside secrets on how to save money on car insurance. You are about to learn these secrets, so you don't have to drive around and be a menace to everybody on the road.

If you drive safely, and have a clean record, you can get some pretty cheap insurance. Obeying the law is of the utmost importance, because this is an indication of what kind of risk you present to the insurance company. The less risky you seem, the cheaper your insurance will be.

Second is to have a cheap car. If you drive a BMW, it will cost a lot of money to get it insured. But you are trying to save money, so what are you doing with a BMW in the first place? Trade it in for an old Toyota, and your insurance costs will drop.

One risk factor is the neighborhood where you live. Although it doesn't seem fair, higher risk means higher insurance rates, regardless of the reason. In order to lessen your risk, see if you can lock up your car every night, or get some kind of tracking device in case it gets stolen. This can lower your insurance payments a decent amount.

One more risk factor is how often you drive, and how far. The more you drive, the more risk there is of something happening. On the other hand, if you don't drive that often, then your insurance will be cheaper because your risk will be lower. So consider riding your bike or taking the bus whenever possible.

These are some great tips to help you save money on insurance. Put them to work, and you'll be amazed how much money you have left over every month.




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