People who buy Utah cars often feel unsure as to whether to buy new or used. Not everyone has this problem, of course-those who can't afford to buy new, or those who don't have high-enough credit ratings to get larger, new-car loans don't have such difficulties. If you suffer from this new-versus-used dilemma, and you have the ability to buy new if you want to, perhaps you should ask the following car-buying questions of yourself. The answers you generate might help you decide.

The first question you need to ask yourself is how much you think of buying a car as making an investment. If you answer, "Not at all," then you could very well be a used-vehicle kind of person. If you answer, "Totally," then you could be a new-vehicle sort of person and should check out buying new from Utah car dealers.

If you're somewhere in the middle, though, you need to consider other vehicle-related factors. For instance, how much does losing a lot of value through the first and second year of depreciation bother you; how much value do you put on driving a new car; do you really want the higher monthly payment a new vehicle would bring with it; how tolerant and capable are you in dealing with repairs; how much does having a mechanical warrantee matter to you; how picky are you about having exactly what you want for options on your car, including the color; how much does having the latest in safety and other features matter to you; how many miles do you put on a vehicle yearly; and how long do you want to own the vehicle? As you come up with your answer to each of these questions, you can decide which way it causes you to lean, and how much. When you look at all of the leanings together, you should be able to see which way they jointly point you.

If financial considerations are of concern to you, but you aren't clear about how they all would affect you, one way or the other, there are real-live bankers and online resources, to say nothing of Utah car dealership financial managers to help you sort through it all. Let me give you a few more points: interest rates for new-car loans are typically one to three percent less than for used-car loans; short loans usually have lower interest rates than do longer loans; and people with excellent credit ratings can sometimes get zero-percent loans from Utah car dealers.

Here are a few other details to consider: used, cheaper cars cost less for insurance than do new, more expensive cars; the older the used car, the more likely you could encounter repair costs that are unaffordable; some Utah used cars are automatically covered by warrantee programs, and others qualify for extended-warrantee purchase; and purchasing a one-year-old car could allow you to upgrade to a better-quality car for the same price as the brand-new car.

If you're still undecided after this, you can get all the help you need from Utah car dealerships in choosing between Utah used cars or Utah new cars.